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| 題 名 | 我國防制跨國詐欺犯罪策略之研析=Taiwan's Strategies for Combating Transnational Fraud Crimes |
|---|---|
| 作 者 | 馮貴顯; 柯雨瑞; | 書刊名 | 中央警察大學國土安全與國境管理學報 |
| 卷 期 | 44 2025.12[民114.12] |
| 頁 次 | 頁105-134 |
| 分類號 | 548.545 |
| 關鍵詞 | 跨國詐欺犯罪; 跨部門協作機制; 司法協助體系; 人工智慧應用; 洗錢防制; Transnational fraud crimes; Interdepartmental collaboration mechanism; Judicial assistance system; AI applications; Anti-money laundering; |
| 語 文 | 中文(Chinese) |
| 中文摘要 | 隨著全球化與數位科技迅速發展,跨國詐欺犯罪日益猖獗,嚴 重危害國家經濟與社會秩序。本研究以魯梅特( Richard, P. Rumelt)之策略三要素(診斷、指導方針、行動)為分析框架,檢 視我國防制策略。 數據顯示,我國雖已推動「打詐新四法」,但威嚇效果仍有改 善空間。依據內政部警政署統計,2025年1月至8月詐騙案件受理數 逾12萬件,財產損失高達新臺幣639億元,顯示情勢嚴峻。研究發 現,現行跨部門協作機制透過資訊共享已提高偵查效率,且大數據 與人工智慧應用亦有效提升風險管控能力;然而,法規更新速度落 後、跨機關資訊整合困難,以及國際合作侷限等因素,仍制約司法 協助體系之效能。 針對上述挑戰,本文建議策略應聚焦於提升資訊整合效率與法 律適應性,並確立跨境司法合作為核心。在行動層面,應積極推動 AI 技術應用於跨境資金追蹤,以強化洗錢防制與金流阻斷能力, 同時升級165打詐系統並落實全民防詐教育,藉由法律、科技與教 育之多管齊下,有效遏制跨國詐欺犯罪之威脅。 |
| 英文摘要 | With the rapid advancement of globalization and digital technologies, transnational fraud crimes have become increasingly rampant, posing severe threats not only to individual property security but also to national economies and social order. This study adopts the three core elements of strategy proposed by Richard Rumelt— diagnosis, guiding policy, and action—as an analytical framework to examine national prevention strategies. Data indicates that from January to August of Year 2025, the number of reported fraud cases exceeded 120,000, with financial losses amounting to NT$63.9 billion; these figures suggest that despite the implementation of the “New Four Anti-Fraud Laws,” the deterrent effect remains suboptimal and requires further improvement. The study finds that the current interdepartmental collaboration mechanism has enhanced the efficiency of fraud investigation through information sharing and joint prevention and control measures; concurrently, big data and AI applications play a pivotal role in risk management. However, the effectiveness of the judicial assistance system remains constrained by factors such as the lag in regulatory updates relative to technological advancements, difficulties in interagency information integration, and limitations on international intelligence exchange. To address these challenges, this paper suggests that strategies should focus on improving the efficiency of information integration and updating legal frameworks, while establishing cross-border judicial cooperation as a core principle. At the operational level, it is recommended to actively promote the application of AI technologies in cross-border fund tracking to strengthen anti-money laundering capabilities and the interception of illicit financial flows, while simultaneously upgrading the 165 anti-fraud system and incorporating fraud prevention education into the foundational education curriculum. A multi-pronged approach integrating legal, technological, and educational measures is necessary to effectively curb the threat of transnational fraud crimes. |
本系統中英文摘要資訊取自各篇刊載內容。