查詢結果分析
來源資料
相關文獻
- 私人保險保費之前男女平等?從德國法觀點評析歐洲法院Test-Achats ASBL案判決
- 以社會心理學理論解析原住民困境
- 男護生產科病房實習角色緊張之相關性研究
- 論工程仲裁中最具爭議性之前置程序問題
- 重返幻象 : 由劇中劇解讀《蝴蝶君》劇中東西方相互之刻板印象
- 國小教師對於傳遞兩性平等教育之研究以訪談八位、觀察二位國小教師為例
- 減低族群偏見方案在國小實施成效之研究
- Vice or Virtue?: The Double Standards of Morality Presented in "My Last Duchess"
- 國小教師職業性別刻板印象、成就動機之關係與逃避事業成就傾向之相關研究
- 國小學生的性別角色及其與自我概念關係之研究
頁籤選單縮合
題 名 | 私人保險保費之前男女平等?從德國法觀點評析歐洲法院Test-Achats ASBL案判決=Unisex Pricing in Private Insurance?--An Analysis of the ECJ Test-Achats ASBL Judgment from the Perspective of German Law |
---|---|
作 者 | 陳靜慧; | 書刊名 | 歐美研究 |
卷 期 | 45:4 2015.12[民104.12] |
頁 次 | 頁571-618 |
專 輯 | 「歐洲人權」專號 |
分類號 | 563.721 |
關鍵詞 | 性別中立定價; 禁止性別歧視原則; 統計性歧視; 刻板印象; 契約自由; Unisex pricing; Prohibition of sex discrimination; Statistical discrimination; Stereotype; Freedom of contract; |
語 文 | 中文(Chinese) |
中文摘要 | 歐體2004/113/EG平等待遇指令第5條第2項原規定會員國在能提出最新的保險精算數據為依據的情況下,例外允許男女差別保險費率得繼續存在。歐洲法院於Test-Achats ASBL案,宣告前開允許男女差別保費之例外條款因牴觸歐盟法而失效。本文從性別統計性歧視之容許性著手,分析究竟歐洲法院要求各保險公司必須統一男女保險費率的裁判見解,是否與男女平等原則之意旨相符。其次,禁止私人保險採取男女差別保險費率,限制了私人保險公司的契約自由,本文嘗試就禁止性別歧視原則適用於私法領域之界限提出看法。 |
英文摘要 | The purpose of this paper is to analyze the 2011 decision of the European Court of Justice in Test-Achats ASBL. The ECJ ruled that the different premiums based purely on the grounds of gender were incompatible with the unisex rule, which is the purpose of the Di-rective 2004/113/EC in the insurance field and therefore, with the EU Charter of Fundamental Rights. The core issue is—Could insurers use sex as a determining risk factor to justify differences in individuals’ premiums? Gender is commonly used as a determining risk-rating factor for certain insurance products because there is statistical data to back it up. This article thus aims to examine the discrimination dis-putes caused by different premiums for men and women in light of the boundary of statistical discrimination on the grounds of sex. Ac-cording to the ECJ’s judgment, from 21 December 2012, insurance companies in the EU are no longer allowed to charge different prices based on a person’s sex. This restricts private company’s freedom of contract. The article hence goes on to discuss the relationship between prohibition of sex discrimination and the principle of freedom of contract. |
本系統中英文摘要資訊取自各篇刊載內容。