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題名 | 勞工退休金制度選擇模型之研究=A Study on the Choice Model of Taiwan Labor Pension Scheme |
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作 者 | 郝充仁; | 書刊名 | 淡江人文社會學刊 |
卷期 | 35 2008.09[民97.09] |
頁次 | 頁55-90 |
分類號 | 556.82 |
關鍵詞 | 二元選擇模型; 隨機效用; 保留年資; Binary choice model; Random utility theory; Retained services; |
語文 | 中文(Chinese) |
中文摘要 | 本研究以二元選擇模型和隨機效用理論,分別建構出考慮勞工離職前後的退休金制度選擇行為模型;接著假設三個平均保留年資為七年、 十五年與二十三年的勞工樣本,配合由薪資成長率與預定利率設定出的六種情境,估算出各種情況下勞工選擇新制的比率;最後針對平均保留 年資、薪資成長率、預定利率的變化,和離職率的考量與否這四項因素,對於整體勞工選擇新制比率的影響,進行分析與探討。 |
英文摘要 | In this paper, I attempt to use the binary choice model and random utility theor to construct the choice model of Taiwan labor pension scheme under the consideration of employees' withdrawal and without this consideration individually. Then, I assume 3 types of enterprise samples each with its average retained services of 7 years, 15 years, and 23 years, and I use 6 scenarios consisting of different growth rates of salary and predetermined rates of return to calculate the ratio of the new scheme which employees choose. Finally, I analyze the impact of changes in some factors on the ratio. These factors I discuss individually are the average retained services, growth rate of salary, predetermined rate of return, and the consideration of the withdrawal rate. |
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