頁籤選單縮合
題 名 | 臺灣地區商業銀行合併之效率分析=The Efficiency Analysis of Commercial Bank Mergers in Taiwan |
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作 者 | 林炳文; | 書刊名 | 風險管理學報 |
卷 期 | 3:1 2001.05[民90.05] |
頁 次 | 頁1-21 |
分類號 | 562.29 |
關鍵詞 | 商業銀行; 銀行合併; 技術效率; 配置效率; 成本效率; Commercial bank; Bank merger; Technical efficiency; Allocative efficiency; Cost efficiency; |
語 文 | 中文(Chinese) |
中文摘要 | 有鑒於銀行合併是未來發展的趨勢,本研究蒐集民國八十六年到八十八年臺灣地區四十三家商業銀行的橫斷面與時間序列混合資料,運用FRONTIER電腦軟體中Battese和Coelli模型(1992),在Cobb-Douglas函數型式下進行估計,推估各家銀行技術無效率值、配置無效率值、及成本無效率值,並結合無效率效果模型,進一步探討臺灣地區銀行合併對銀行廠商技術無效率值與成本無效率值的影響。實證結果發現:(1)臺灣地區銀行廠商從事銀行合併行為,確實可提升銀行的成本效率;(2)而提升銀行效率較偏垂在配置效率面。 |
英文摘要 | Mergers and acquisitions have become the global trends. Based on the panel data of 43 commercial banks in Taiwan from 1997 to 1999, this paper estimates the technical inefficiency, allocative inefficiency, and cost inefficiency with the Cobb-Douglas function in FRONTIER Version 4.1 Battese and Coelli (1992). This paper further investigates the impact of bank mergers on the technical inefficiency and the cost inefficiency of the involved bank firms. The conclusions of this empirical study are as follows. First, bank mergers in Taiwan definitely can improve the cost efficiency of the involved banks. Second, the most obvious improvements of bank efficiency focus on the allocative efficiency. |
本系統中英文摘要資訊取自各篇刊載內容。