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題名 | 農漁會信用部檢查問題之探討=Discussing Some Problems of Financial Examination in the Credit Departments of Farm and Fish Associations |
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作者 | 杜玉娟; | 書刊名 | 美和專校學報 |
卷期 | 16 1998.06[民87.06] |
頁次 | 頁1-18 |
分類號 | 431.55 |
關鍵詞 | 農漁會信用部; 檢查; |
語文 | 中文(Chinese) |
中文摘要 | 農漁會信用部的金融檢查工作,在前年( 85 )有了重大變革, 而主管機關之歸 屬亦由內政部移至農委會。而這些改變其實並無法完全根絕農漁會信用部叢生的弊端。因為 ,農漁會信用部在檢查問題上所顯露出的,其實是體制、結構問題的表徵而已。本文藉著問 題的探討,輔以美、日兩國在基層金融及農業金融監理的作法,從檢查作業之進行方式、檢 查機構之選定及其他各項配合措施檢查等三方面著手,希能落實金融監理制度,強化外部的 監督功能,落實內部稽核制度以防範弊端或及早發現問題避免惡化。除了檢查稽核功能的落 實,透過金融預警系統的運作,並妥善分配金檢資源,強化存款保險制度的功能都將是未來 金融監理可以努力的方向。 |
英文摘要 | The Competent authority of financial examination in the credit Departments of fish and farm associations were transferred from the Ministry of Interior to Council of Agriculture last year. However the latter can not do the job well because it is not related to financial examination authority at all. The article introduces the systems of financial examination in Japan and U.S.A in order to improve our systems of financial examination and to promote the efficiency of financal examination. In other aspects, they can prevent financial problem in advance through rigorous enforcement of interior examination of the credit departments of fish and farm association. In addition there are three topics in the article-financial early warning system, the system of deposits insurance, and distribution of men power resources of financial examination. |
本系統之摘要資訊系依該期刊論文摘要之資訊為主。