頁籤選單縮合
題名 | 我國商業銀行籌設海外分支機構之決策分析=Analyzing the Decision-making Process of Establishing Overseas Affiliates of Commercial Banks in Taiwan |
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作者 | 趙義隆; 陳添上; Jaw, Yi-Long; |
期刊 | 臺大管理論叢 |
出版日期 | 19920500 |
卷期 | 3:1 1992.05[民81.05] |
頁次 | 頁219-241 |
分類號 | 562.51 |
語文 | chi |
關鍵詞 | 海外分支機構; 決策分析; 商業銀行; Overseas affiliates; Decision-making process; Commercial bank; |
中文摘要 | 本文係針對國內商業銀行籌設海外分支機構的過程中,歸納出重要的決策標的 ;並依個案研究所得,發展出決策相關的命題,以供進一步架構理論模式。除此之外,並依據研究結果,研擬一決策程序,以供國內業者參考。 由推衍之相關命題,可獲致下列結果: 1.國內商業銀行設立海外據點,除經濟性目標之達成外,亦負有政府政策性目標之考量。 2.目前設立地點主要集中於國際金融中心,此類地點亦多為國內商業銀行之顧客所在地。 3.經營業務項目以貿易融資之相關業務為主,其他國際金融工具之操作涉入尚低。 4.在經營環境分析上,海外拓展位驗較豐富之銀行較完整且深入;此外,國家或政治風險都不屬環境分析項目。 5.在組織型態上,若當地法令許可,則傾向於直接設立分行。 6.目前設立海外分支機構之效益評估,不以獲利回收為唯一指標,非經濟效益之實現亦為評估之要項。 |
英文摘要 | Througn case analyses of major commercial banks' establishment of their overseas affiliates, the paper derives critical hypotheses regarding their decision-making process. Arranged by major steps in the decision-making process, these hypotheses are: (i) there are also political or governmental policy considerations in establishing overseas affiliates besides economic motives; (ii) major targeting sites are located at international financial centers where also resides principal clients of commercial banks in Tai-wan; (iii) trade financing is the major scope of business, whereas in-volvement in operating international financial instrument are minimal; (iv)banks with more overseas experiences perform environmental analysis more comprehansive; (v)branch is the preferred type of organization for overseas affiliates; (vi)in addition to financial returns, non-economic ben-efits are estimated in the cost-benefit analysis. Based on rationality of the decision-making process and relativism of systems approach, the author formulates an improved framawork of decision-making process to facilitate commercial banks in establishing overseas affiliates. |
本系統之摘要資訊系依該期刊論文摘要之資訊為主。