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| 題 名 | 論保險人之續保通知義務--以最高法院110年度臺上字第2477號民事判決為楔子=The Study on the Obligation for Renewal Notice of Insurer: Start with Supreme Court Judgment No. 2477 (2021) |
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| 作 者 | 曾允君; | 書刊名 | 壽險管理 |
| 卷 期 | 37 2024[民113] |
| 頁 次 | 頁(1)1-(1)33 |
| 分類號 | 563.722 |
| 關鍵詞 | 續保通知義務; 續保條款; 先契約義務; 後契約義務; 不完全給付; Obligation for renewal notice; Renewable term; Pre-contractual obligation; Post-contractual obligation; Liability of non-performance; |
| 語 文 | 中文(Chinese) |
| 中文摘要 | 綜觀保險法及常見保險契約續保條款,應否定一般性續保通知義務。惟若為個別契約條款所明定,或由限制保險人承保與調整契約內容等續保條款所建構之舊契約延續 關係中,仍有例外由保險人負續保通知義務之可能,該項義務應為契約中或後契約保護義務,違反時得由要保人主張民法第 227 條之損害賠償請求權。 |
| 英文摘要 | Taking a comprehensive view of the Insurance Act and the common renewal terms of insurance contracts, the general obligation for a renewal notice should be denied. However, if such an obligation is explicitly stipulated in individual contract terms or constructed by renewal terms that restrict the insurer's underwriting and adjust the content of the contract, there may still be exceptions where the insurer is obligated to provide renewal notices. This obligation should be considered a contractual or post-contractual duty of protection, and in case of violation, the policyholder may claim damages under Article 227 of the Civil Code. |
本系統中英文摘要資訊取自各篇刊載內容。