查詢結果分析
來源資料
相關文獻
- 二○一五年保險契約法修正條文之評釋
- 論保險法上違反告知義務之解除權與民法上因詐欺所生之撤銷權之關係--兼評最高法院八十六年度第九次民事庭會議決議
- 保險人之告知或通知義務--臺灣高雄地方法院82年保險字第16號判決評析
- 兩岸保險法之研究--以人壽保險契約為範圍
- 論保險法上違反告知義務之解除權與民法上因詐欺所生之撒銷權之關係
- 論人身保險契約重複投保時之通知義務或告知義務--評最高法院八十七年度臺上字第一六六六號判決
- 保險法上告知義務相關法律問題之分析
- 簡易人壽保險中要保人之告知義務與保險人解除權之除斥期間--臺灣高等法院高雄分院103年度保險上易字第4號評析
- 2009年大陸保險法修正評析
- 故意違反告知義務與保險人合同撤銷權--目的性限縮的解釋視角
頁籤選單縮合
題 名 | 二○一五年保險契約法修正條文之評釋=Commentary on the Amendment of Insurance Contract Law in February 2015 |
---|---|
作 者 | 葉啟洲; | 書刊名 | 月旦法學 |
卷 期 | 243 2015.08[民104.08] |
頁 次 | 頁107-125 |
分類號 | 587.5 |
關鍵詞 | 通知義務; 受益人; 告知義務; 解除權; 法律不溯及既往原則; Obligation of notification; Beneficiary; Duty of disclosure; Principle of non-retroactivity of law; |
語 文 | 中文(Chinese) |
中文摘要 | 二○一五年二月公布的保險法修正條文中,共有三處契約法的修正,包括增訂人身保險死亡事故發生後,保險人對於受益人的通知義務、要保人訂約時告知義務的歸責事由,以及人壽保險被保險人年齡不實的處理方式。這三處修正對於要保人權益影響頗大,但修法前卻未經各界討論,且最終修正條文與原始修正理由有所不同,易生解釋上的疑義,本文擬予以釐清。尤其是訂約前要保人據實說明義務的新規定,應解為僅限於要保人故意違反義務時,保險人始得解除契約。 |
英文摘要 | On the 4th February 2015, Taiwanese legislator modified Insurance Act, and there are three amendments regarding to the insurance contract law. First, the amendment asks life insurer to notify the beneficiary when insured has been dead (insured event has been occurred). Second, the legislator modified the pre-contractual duty of insured of disclosure and the default degree. Third, the legislator modified the solution on the misstatement of age clause. Those amendments improve the status of insurance consumer. However, there was no discussion by the public before the legislation, and the final amendments are different from the original grounding. Therefore, it is easy to produce confusion on explaining the new provisions. This article clarifies the amendments, especially the provision of pre-contractual duty of disclosure. This article considers that by the misrepresentation, the insurer can avoid insurance contract, only when the proposer deliberately breaches the duty to disclose. |
本系統中英文摘要資訊取自各篇刊載內容。