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題名 | 國內營造人力風險成本研究 : 以臺灣南區為例=Study on the Labor Cost Risk of Domestic Construction: A Case Study in Southern Taiwan |
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作者 | 賴進華; 戴全旺; 林峯生; 劉健吉; | 書刊名 | 高苑學報 |
卷期 | 17:2 2011.09[民100.09] |
頁次 | 頁1-11 |
分類號 | 494.76 |
關鍵詞 | 人力風險成本; 職業災害; 勞工保險; Labor cost risk; Occupational accident; Labor insurance; |
語文 | 中文(Chinese) |
中文摘要 | 本文主要針對國內營造業的人力風險成本,進行探討與分析。了解目前職業災害補償對營造公司營運成本的影響,並提供公司一客觀的意外險投保建議,以降低其經營的風險,達到穩定的資金規劃。首先,本文蒐集及彙整歷年國內職業災害和營造業勞工平均死亡給付補償金額等相關資料。其次,根據勞工平均薪資、平均投保額度,探討國內營造業職業災害的保險規劃和理賠現況,並以行政院勞工委員會南區勞動檢查所統計的勞工發生案例,進行職災補償金額迴歸分析。最後,藉由分析結果得知,國內一般勞工保險死亡給付平均理賠金額不足 125萬元,但南區營造業勞工死亡之實際給付平均補償金額在 324萬元至 435萬元之間,故須由雇主負擔其差額作為補償。同時,本文評估國內營造業每位員工之人力風險成本介於 2,378元~3,477元,符合國內保險公司意外險之保費範圍。 |
英文摘要 | This study presents an analysis and discussion about the labor cost risk of domestic construction expected to understand the effectiveness of indemnification for occupational accidents to the operation cost of company. The result can provide an objective proposal of accident insurances for the company to reduce its labor cost risk, and reach the most stable scheme of capital planning. First of all, the statistical data of domestic occupational accidents and the average indemnifications of construction labor death over years are collected and analyzed. Secondly, according to the average salary and insure limit of labor, the status of insurance planning and compensations of domestic construction company are discussed. Also, the instances of compensations for occupational accidents of labor compiled by Southern Region Inspection Office of the Council of Labor Affairs are analyzed by linear regression method. Finally, by the results of regression analysis, the compensation for death of labor insurance is generally provided by less than NT$ 1.25 million, but the average compensation of construction industry is up to NT$ 3.24~4.35 millions in southern Taiwan. Therefore, the employer must be required to burden the differences. So, for reducing the labor cost risk of domestic construction, the company should suitably insure accident insurances based on the operational situation of labor. At the same time, the labor cost risk of per employee is assessed between NT$ 2,378 ~ 3,477, which fits the scope of accident insurance premiums for domestic insurance companies. |
本系統之摘要資訊系依該期刊論文摘要之資訊為主。