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題 名 | 論危險控制=Risk Control |
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作 者 | 胡靖榮; | 書刊名 | 醒吾學報 |
卷 期 | 23 民89.08 |
頁 次 | 頁218-193 |
分類號 | 563.701 |
關鍵詞 | 危險管理; 危險控制; 危險理財; Risk management; Risk control; Risk financing; |
語 文 | 中文(Chinese) |
中文摘要 | 危險管理的工具有二:一為危險控制,一為危險理財,由於危險理財只能在危安事件發生後提供資金彌補損失,但是危險控制則可以在危安事件發生前後降低損失頻率與損失幅度。因此,防阻損失的工具惟有危險控制,危險理財不是防阻損失而是彌補損失。 本研究首先比較危險控制與危險理財,闡釋危險控制的重要性與適用範韋。其次闡釋危險控制各種主要方法(避免、分散、複製、損失控製、學識與研究、危險控制型移轉及全方位安全文化等七種)的意義、分類與應用。最後對重大災難的危險管理提出建議。本研究除闡釋理論外,更輔以眾多例,希望能兼顧理論的創新與實用。 |
英文摘要 | The tools of risk management are usually divided into two kinds: risk control and risk financing. Because risk financing only indemnity loss after peril occurred, but risk control can reduce loss frequency and loss severity whether preloss or postloss. So the tool can provide prevention loss and control loss in only risk control, not risk financing which can indemnity loss by money or by goods. This paper, first, compares risk control and risk financing, explains the importance and range of risk control. Second, explicates meanings, classifications, and excises of the major techniques of risk control, which includes following seven methods: avoidance, separate, duplication, loss control, knowledge and research, risk control transfer, and total safety culture (TSC). Finally, suggests the risk management of catastrophe loss. This paper do not only interprets fundamentals of risk control, but adds a lot of examples. I hope this paper can contribute theoretical innovations and practicalities of risk control. |
本系統中英文摘要資訊取自各篇刊載內容。