頁籤選單縮合
題 名 | 平準型終身壽險保單評比之研究=An Empirical Study on Rating of Level Whole Life Insurance Policies |
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作 者 | 林錦煌; 楊和利; 楊珍珍; | 書刊名 | 聯大學報 |
卷 期 | 1 民94.06 |
頁 次 | 頁56-83 |
分類號 | 563.73 |
關鍵詞 | 平準型終身壽險; 保單評比; Level whole life insurance; Policy rating; |
語 文 | 中文(Chinese) |
中文摘要 | 自財政部開放國人及外商申請設立保險公司後,短短幾年內壽險公司驟增為三十一家,而各家保險公司推出的商品更是琳琅滿目,提供的保障項目也有所差異,造成許多消費者在選擇上無所適從;很少有文獻研究保險單的評比供消費者參考,故本研究先針對國內二十家壽險公司,銷售有規避死亡風險之平準型終身壽險的二十六張保單進行彙整,再以內部投資報酬率、意見原理評分法、灰色理論及附加費用率法進行評比,最後表現出評比的結果。 |
英文摘要 | Since the Ministry of Finance reopened the establishment of Insurance Companies, the total amount of life insurance companies has added to 31. Furthermore, a large number of products from insurance companies are various and their covers are different respectively, that make the difficulties for the consumers’ choice. But lean research in insurance policy rating has been conducted to help consumers choose from. For this reason, this study firstly collected 26 level whole life policies which cover mortality risk from 20 life insurance companies. Finally, applying the internal return rate, Borda rating method, gray theory and loading ration method, I suggest the rating of policies. |
本系統中英文摘要資訊取自各篇刊載內容。