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題名 | 電子錢包IC卡加值技術=The Study for Electronic Cash Loading of E-purse |
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作者姓名(中文) | 吳儀隆; | 書刊名 | 電信研究 |
卷期 | 31:2 2001.04[民90.04] |
頁次 | 頁115-125 |
分類號 | 448.6、448.6 |
關鍵詞 | 共通性電子錢包標準; 財金資訊股份有限公司; 安全模組; CEPS; Common electronic purse standard; FISC; Financial information service company; SAM; Security access module; |
語文 | 中文(Chinese) |
中文摘要 | 電子錢包主要有兩種類型第一種是類似電話卡的儲值卡,是可丟棄式的卡片,消費者 可以現金購買,然後到提供『刷卡』服務的攤位消費,例如:到7-11購物、打公用電話、搭乘 捷運、自動販賣機…等,可以免除找零錢的麻煩。此卡所儲值的金額消費完畢後,就像電話卡 般不能再使用。第二種是重複使用式的卡報,沒有預設的金額,現金額度可在特別指定的加值 設備被重複載入(如:銀行的自動櫃員機、櫃檯撥轉設備、IC卡公用話機、公用資訊站、個人 電腦),當卡片額度用完之後,您可以再次載入金額繼續使用。這個載人的動作稱為『加值』或 『圈存』。本文將就國內流通最廣的IC金融卡電子錢之『加值』技術的安全層面作探討。 |
英文摘要 | IC card is an integrated circuit card, a normal plastic card with a small microcomputer "Chip" embedded in it. The electronic purse system based on two types of chip cards: reloadable and disposable purse cards. Both types of cards are used for paying a wide variety of services, e.g. payphones, public transportation, vending machines, kiosks and shops. All payment transactions with electronic cash are anonymous. Reloadable purses are integrated onto cards issued by the banks. The electronic purse functionality is added to the customer's ATM card, debit card or credit card. The customer loads electronic cash from his bank account into the card's microchip at ATMs or other loading machine. This article focuses on the security of electronic purse loading. |
本系統之摘要資訊系依該期刊論文摘要之資訊為主。