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來源資料
頁籤選單縮合
題名 | 公務人員擇領退休金最適決策之研究=A Study on the Optimal Selection for Official Retirement Alternatives |
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作者 | 黃允成; | 書刊名 | 管理與系統 |
卷期 | 8:1 2001.01[民90.01] |
頁次 | 頁97-127 |
分類號 | 573.46 |
關鍵詞 | 退休金; 公務人員; Pension; Officer; |
語文 | 中文(Chinese) |
中文摘要 | 現今行政體系(不包含司法)下之公務人員總人數約14萬人,佔臺灣總人口數的0.65%。1995年退休的人數為2835人,而目前現有的退休金擇領方式共有5種,分別為:一次退休金、月退休金、兼領1/2之一次退休金與1/2之月退休金,兼領1/3之一次退休金與2/3之月退休、兼領1/4之一次退休金與3/4之月退休金;但是,這些退休金的計算過程,只考慮新舊制年資及職級,並未考慮各年齡層及性別之存活機率,因此,本研究針對這些缺失,將各年齡層及性別之死亡機率納入退休金計算系統之內,分別計算出一次退休金、兼領1/2之一次退休金與1/2之月退休金、兼領1/3之一次退休金與2/3之月退休金、兼領1/4之一次退休金與3/4之月退休金之總金額,並計算出其退休後各年未來值及總期望未來值,提供一般行政體系下之公務人員,及屆齡退休之公務人員,無論職級高低、性別不同、年齡大小、年資多寡,皆能籍由本研究獲得最佳之退休金擇領方式。 |
英文摘要 | Nowadays, the total amount of administrative system officers (exclude judiciary) is about 140 thousand, and it is about 0.65 percent of all in Taiwan. There are about two thousand and eight hundred thirty five retired officers in 1995. And now, there are five ways to get your pensions, such as: one pension, pension of a month, one half pension and on half pension per month, one third pension and two thirds pension per month, one quarter pension and three quarters pension per month. However, those calculating processes of pensions take only new and old seniority and position level into consideration, but they neglected the death ratio of each age levels and gender. Hence, this paper focuses on those issues, and takes account of the ratio of death at each age levels and gender. It finds out the whole money of one pension, pension of a month, one half pension and one half month pension, one third pension and two thirds pension, one quarter pension and three quarters pension respectively. Furthermore, it finds out the future value and provides the best ways for the officers in the administrative system and the ones who reach the retiring age to get their pension decision. No matter what your position level is, what your gender is, how old you are, or how long you seniority is. |
本系統之摘要資訊系依該期刊論文摘要之資訊為主。