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來源資料
頁籤選單縮合
題 名 | 臺灣儲蓄率定義之檢討=Review of Definition of Saving Rate in Taiwan |
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作 者 | 曾麗弘; | 書刊名 | 經社法制論叢 |
卷 期 | 24 1999.07[民88.07] |
頁 次 | 頁231-248 |
分類號 | 551.82 |
關鍵詞 | 儲蓄率; 家計部門儲蓄率; 私人部門儲蓄率; 公共部門儲蓄率; 折舊; 耐久財; Saving rate; Household saving rate; Private saving rate; Public saving rate; Depreciation; Consumer durables; |
語 文 | 中文(Chinese) |
中文摘要 | 傳統上較常使用的儲蓄率定義是國民毛儲蓄率,不過由於儲蓄率涉及許多相關的 問題,諸如折舊、資本損益、耐久財等等,但是這些因素對於儲蓄率的影響,均無法反映於 國民毛儲蓄率這項指標上,倘若這些因素對儲蓄的影響不容忽視,則國民毛儲蓄率指標恐有 失真之虞。 本文逐一檢討儲蓄率之相關問題,並檢視我國之儲蓄率概況,研究結果發現歷年來我國的儲 蓄結構已有明顯改變,而國民儲蓄、私人部門儲蓄以家庭部門儲蓄三者之關聯性頗強,此外 ,本文亦分別估計折舊以及耐久財兩項因素對於儲蓄率之影響, 就 1971-1996 之平均值而 言,國民毛儲蓄率為 31.27%,若加計耐久財,則儲蓄率提高 1.57%,而為 32.84%,但是若 剔除折舊,則國民毛儲蓄率將向下調整 6.38%,易言之國民淨儲蓄率為 24.89%; 為充分掌 握儲蓄率之動態,本文建議宜建立多重之儲蓄率指標,或除目前所使用的國民毛儲蓄率以及 家庭部門儲蓄率外,再建立其他參考指標,如剔除折舊部分的淨儲蓄率,或是加計耐久財之 調整後儲蓄率等。 |
英文摘要 | This paper examines some conceptual issues of saving rate, including how to measure saving, and what to include as saving. There are two ways one could measure saving: the stock method and the flow method. The former uses financial data, while the latter is usually defined as the difference between income and consumption. With regard to the scope of saving, the questions include whether gross or net saving is an appropriate concept, whether income should embody capital gain and asset reevaluation, or durable goods are better categorized as saving or consumption? etc. This paper then investigates the taiwanese saving rate and calculates four alternative measures of saving rate in Taiwan: gross national saving rate, net national saving rate, adjusted gross national saving rate, and adjusted net national saving rate. The first two measures does not incorporate durable goods, while the last two measures with durable goods embodied. The empirical results show that over the period of 1971-1996 the average gross national saving rate in Taiwan is 31.27%, and the average net national saving rate is 24.89%. However, with durable goods embodied, the average saving rate increases from 31.27% to 32.84% Finally, in addition to the two saving rate indicators: gross national saving rate and household saving rate, this paper suggests adopting alternative saving rates by different definition as reference indicators. By doing this, one might capture the dynamics of saving and have a better understanding of saving behaviors. |
本系統中英文摘要資訊取自各篇刊載內容。