頁籤選單縮合
題名 | 中國大陸金融改革的沿革與進展=The Evolution and Progress of Mainland China's Financial Reform |
---|---|
作者 | 陳伯志; | 書刊名 | 中國大陸研究 |
卷期 | 42:2 1999.02[民88.02] |
頁次 | 頁29-49+81 |
分類號 | 562.2 |
關鍵詞 | 金融改革; 金融體制; 金融政策; 金融監督管理; Financial reform; Financial system; Financial policy; Financial examination; |
語文 | 中文(Chinese) |
中文摘要 | 中國大陸的金融改革二十一年來已有相當的進展。一九九三年以來正朝向市場經 濟化邁進,各類金融市場有了一定程度的發展。尤其是上海近年來已朝國際金融中心目標努 力,而深圳也正朝發展離岸金融中心努力,而且兩地的證券市場也有了一定的規模。大陸經 濟貨幣化的程度和直接金融的比重也有所提高,而且金融宏觀調控的工具也走向多元化。但 是,近年來大陸金融體系也暴露了許多問題。特別是金融法制尚不健全、金融監管仍舊薄弱 、人民銀行在貨幣政策操作上獨立性還不夠、金融業不良債權過高而體質十分脆弱、證券市 場仍舊落後、金融秩序混亂、一些金融機構違法違規經營。而一九九七年七月東亞金融危機 爆發以來,由於大陸保有雄厚的外匯存底,外債 85 %以上局中長期,以及當局採取嚴格管 理外匯措施等主要因素,而穩住了人民幣匯率和受到較小的衝擊。但是為了慎防內部潛在的 金融危機之引爆,上述這些問題愈加受到重視。本文,擬對近年來尤其是九七年爆發東亞金 融危機以來大陸金融改革的進展及依舊存在的主要問題加以整理,並展望今後大陸金融改革 應走的方向。為了解決大陸金融體系的各種現存問題,筆者認為今後大陸金融改革方向必須 :加速完善資本市場與貨幣市場、加強中央銀行監管能力和獨立性、建立金融機構的自我規 範體系、以及徹底整頓銀行.信託業。 |
英文摘要 | Financial reforms have steadily been implemented in mainland China over the past twenty-one years. China has tried to develop a marketized economy since 1993, including opening of every kind of financial market. Shanghai is transforming itself into an international financial center, and Shenzhen is especially trying to become an offshore financial center. Furthermore,the security markets of these two cities have expanded a lot. Finally, the degree of economic monetarization, the share of direct fina nce, and the tools ofmonetary policy have all been greatly enhanced. However, there are many problems in China's financial system: the system of financial regulation remains unhealthy; financial control is still weak; independent monetary policy operation of the PBOC is still not enough; badloans are still too prevalent; the security market is not updated; the financial system is disordered; and quite a few financial facilities do their business illegally. Although mainland China's economy has suffered relati vely little and theexchange rate of the RMB has remained during the east-Asian financial crisis,the above-stated problems still require further attention if China is to ridherself of her financial crisis. The paper will examine the recent developments in financial reform in mainland China, discuss exsisting problems, and suggest proper methods of financial reform. |
本系統之摘要資訊系依該期刊論文摘要之資訊為主。