頁籤選單縮合
題 名 | 信用合作社與商業銀行財務結構與經營績效差異之比較分析=The Comparative Analysis of Financial Structure and Operating Performance between Credit Co-Operative Associations and Commercial Banks |
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作 者 | 王美惠; 陳亞為; 劉聰衡; | 書刊名 | 淡江學報 |
卷 期 | 36 1998.05[民87.05] |
頁 次 | 頁211-227 |
分類號 | 562.65 |
關鍵詞 | 信用合作社; 財務比率; 經營績效; 商業銀行; 資料包絡分析法; Credit co-operative associations; Financial ratio; Operating efficiency; Commercial banks; Data envelopment analysis; |
語 文 | 中文(Chinese) |
中文摘要 | 信用合作社與商業銀行為我國現行金融中介機構中的二大重要體系,長久以來國內對金融機構的研究多半偏重於商業銀行,對於信用合作社財機構與經營效率的研究則極為罕見,本文乃就商業銀行與信用合作社之整體財務結構與經營效率作比較分析。結論中發現:信用合作社流動性較商業銀行為佳,但獲利能力別較差。但以經營效率而言,信用合作社因區域經營所以其效率較商業銀行為佳。 |
英文摘要 | Commercial banks and credit co-operative associations play a crucial role in Taiwan's financial history. Most of the domestic research on financial structures have put more weights on commercial banks. The research on the financial structure and efficiency of credit co-operative associations are very rare. Therefore, the objective of this study is to compare the differences in financial structure and operating efficiency between commercial banks and credit co-operative Associations. In his study, it is found that the credit co-operative associations are more liquid and less profitable than commercial banks. However, the credit cooperatives are more efficient. |
本系統中英文摘要資訊取自各篇刊載內容。