查詢結果分析
來源資料
頁籤選單縮合
題 名 | IT知識累積是採用電子銀行的促成因子嗎?解決既有矛盾的一個新觀點=Does IT Knowledge Accumulation Facilitate the Adoption of Electronic Banking: A New Perspective on Existing Conflicts |
---|---|
作 者 | 陳禹辰; | 書刊名 | 東吳經濟商學學報 |
卷 期 | 46 2004.09[民93.09] |
頁 次 | 頁59-86 |
分類號 | 562.3 |
關鍵詞 | 技術關連性; 知識累積; 技術變遷; 創新理論; 電子銀行; Technological interrelatedness; Knowledge accumulation; Technical progress; Organizational innovation theory; Electronic banking; |
語 文 | 中文(Chinese) |
中文摘要 | 組織創新理論傾向於相信創新問世時即為完美,同時主張組織累積的技能與知識是採用創新的基礎。可是,該論點在電子銀行 (electronic banking) 的實證研究上卻得到支持與不支持的矛盾結論,仍無法解釋業者的採用傾向非常分歧的現象。新興資訊技術不但發展快速,且需要時間演化並與其他相關技術整合成系統化技街;這樣的技術演化軌跡,往往造成組織必須持續地採用及累積相關的資訊技術經驗知識以獲得技術綜效。據此可以推論:銀行過去所累積的IT知識典某一特定EB相容者比較多、不相關者比較少時 (本文將此稱為高累積、低負擔之情境) ,可能因潛在的綜效而傾向於應用該EB;反之亦然。針對四家銀行所進行的個案研究,支持前述論點。 |
英文摘要 | Recently, many researchers accepted that a firm's repository of knowledge acts as a basis to adopt and absorb an innovation. However, empirical evidences regarding the adoption of electronic banking system reach a conflict conclusion. To explain this paradox, the author investigates the nature of emerging information technologies. During a long process of technical progress, many related innovations introduced in industry may complement each other, achieving synergistic effects. Because of these interrelated innovations can only be adopted by firms at different times, firms should be more inclined to adopt an innovation that can easily be integrated with the technological base that they have accumulated over time. A case study, using data from four banks in Taiwan, confirms our argument. |
本系統中英文摘要資訊取自各篇刊載內容。