頁籤選單縮合
題 名 | The Credit Guarantee System in France |
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作 者 | Rovera, Cristina; Ceretto, Massimo; | 書刊名 | 中小企業發展季刊 |
卷 期 | 13 2009.09[民98.09] |
頁 次 | 頁151-190 |
專 輯 | 信用保證與中小企業 |
分類號 | 563.1 |
關鍵詞 | SMEs; Guarantee scheme; Mutual guarantee; Counter-guarantee; Basel 2; |
語 文 | 英文(English) |
英文摘要 | SMEs and entrepreneurs play a significant role in all economies and are key agents of employment, innovation and growth. A significant number of entrepreneurs and SMEs could use funds productively if they were available, but are often denied access to financing, thus impeding their creation, survival and growth. Although SMEs form a broad spectrum as far as their relative size, sector of activity, seniority, location and performance are concerned, there is a vital need for innovative solutions for their financing in particular for innovative and high growth SMEs in a globalised knowledge-base economy. In this context Guarantees are part of European financial services landscape for SMEs. They are delivered through intermediation networks working towards the economic and social goal of encouraging access to finance for SMEs. Guarantee schemes in the EU vary in practice due to the different economic and historical backgrounds and legal contexts that exist across the Member States. In this landscape a particular position belong to France, in which three different institutions vary in practice due to the different economic and historical backgrounds and legal contexts. Nevertheless, behind these cultural and philosophical differences, there lies a common set of objectives. |
本系統中英文摘要資訊取自各篇刊載內容。