頁籤選單縮合
題 名 | Risk Management in Agricultural Finance: The Performance of the Republic of China |
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作 者 | Lin,Wei-yi; | 書刊名 | 農業經濟半年刊 |
卷 期 | 63 1998.06[民87.06] |
頁 次 | 頁1-24 |
分類號 | 431.3 |
關鍵詞 | Agricultural finance; Risk management; Deposit insurance; |
語 文 | 英文(English) |
中文摘要 | 1.為有效控制金融風險,應及早實施強制存款保險,建立安全穩健的經營標準, 加強金融檢查及監督管理,並及早處理問題金融機構,以保護存款人權益,進而穩定金融。 2. 應加強對農會信用部之信用風險管理、市場風險管理、利率風險管理、 流動性風險管理 、作業風險管理、法律風險管理、商譽風險管理之檢查廣度、深度及檢查頻率。 3. 擴大預警系統警訊之應用, 採取及早介入輔導及管理之模式,對經營風險偏高之農會信 用部加強專業輔導,以及早改正其經營缺失及降低其經營風險。 4. 為徹底改善農會信用部之經營體質, 宜儘速訂定合併或改制辦法,並強化存保公司擔任 停業要保機構清理人之權限及處理問題要保機構之功能及模式,以使存保公司得以迅速解決 問題農會信用部之經營危機。 5. 及早對農會信用部實施股金制, 並規定標準資本額及風險資本比率之要求,以加強改善 財務結構,同時將都市型農會改制為信用合作社,限制贊助會員參與業務程度。 |
英文摘要 | 1.In order to effectively control financial risk, participation in deposit insurance should be quickly made compulsory, a safe and sound operational framework should be created, bank examination and financial supervision should be strengthened, and problem financial institutions should be dealt with expediently, so that the rights and interests of depositors can be safeguarded and financial conditions stabilized. 2. Strengthen the examination of credit departments of farmers' institutions, particularly in relation to credit risk management, market risk management, interest rate risk management, liquidity risk management, operational risk management, regulatory risk management and goodwill risk management. It also needs to increase the depth and frequency of its on-site examinations. Only then can it reasonably hope to prevent financial crises from occurring. 3. Broaden the implementation of financial early-warning system and base the actions on assisting problem insured institutions as early as possible. It should also increase its provision of special assistance to those credit departments of farmers' associations with relatively high levels of operational risk, in order to remedy operational deficiencies early on and thereby lower their operational risk. |
本系統中英文摘要資訊取自各篇刊載內容。