查詢結果分析
來源資料
頁籤選單縮合
題名 | 居家金融新通路--家庭ATM=Home ATM--New Path of Home Financial Service |
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作者 | 蔡國基; 陳碧弘; 余憲全; 唐明珠; | 書刊名 | 電信研究 |
卷期 | 38:3 2008.06[民97.06] |
頁次 | 頁451-459 |
分類號 | 448.78 |
關鍵詞 | 居家金融服務; 自動櫃員機; 前端處理系統; 數據機匯流埠; Home banking service; Automatic teller machine; HomBan front end processor; Triple DES; Triple data encryption standard; PSTN; Public switched telphone network; Modern pool; ASP; Active server page; SSL; Secure socket layer; |
語文 | 中文(Chinese) |
中文摘要 | 中華電信一直以來是臺灣最大的電信公司,經營的業務更是多樣化。為使民眾樂於使用家中之市電話機,中華電信研究所特別發展『HomBan金融話機』與『HomBan金融話機管理系統』。開發此種提供金融服務的話機,其出發點在於電子交易愈趨頻繁,個人轉帳繳費的機會也日益增多,若能在家中完成轉帳、繳費,不但方便、時間上更有彈性,且不用擔心在公共場所使用提款機時,所衍生的人身安全與密碼被側錄問題。而促成此服務的另一重要因素則為政府發行高安全性之晶片金融卡的時機已趨成熟,金融機構正全面換發晶片金融卡,基於上述兩大因素促使居家HomBan金融服務得以誕生。居家金融服務的推出不僅有助於提升固網使用率、增加本公司收益,更可強化客戶的忠誠度;而HomBan金融話機管理系統不但負責與各銀行連線,而且提供居家金融服務交易各項查詢、分析,作為公司市場分析、行銷及管理之參考。 |
英文摘要 | Being the largest telecom corporation in Taiwan, Chunghwa Telecom has developed variety of service to meet our customers’ needs. Since Electronic Exchange is getting frequent and chances of transfer and paid bill is more increasing, in order to provide simple, easy and safe financial services at home, a phone that acts as an ATM (Automatic Teller Machine) is designed and a supporting information system is developed. With the “HomBan Telephone” and “HomBan Telephone Management Information System”, the customer may simply sit in the living room at home and make a transfer or pay bills. It is not only more convenient and flexible but also not to worry about personal safety and password hacked when you use ATM in a public place. With the high security smart chip card getting mature, financial institutions have replaced almost all magnetic strip cards with smart cards to avoid fraud cards and cheating events. and all these have accelerated Home-Banking Services being more and more popular. Many channels have been provided to facilitate Home-Banking services, e.g. WEB ATM, MOD Set Top Box, etc. “HomBan Telephone” is also one of the channels, however, it is much easier to use and the cost is much cheaper. The service can help moving up utilization of Fixed Line Telephone Network and reinforce customer adherence. The HomBan Telephone Management Information System is responsible for connecting with banks, it also supports queries, analysis, and management for marketing behavior analysis. |
本系統之摘要資訊系依該期刊論文摘要之資訊為主。